Our Process
Step 1
We gather data about your loans either from you, your servicer or the national database. We look to find the details of things such as: Your loan balance, interest rate, types of loans, repayment options and your repayment history. After finding all of this we will have all of the needed information to determine which repayment options you can qualify for or what would have to be done to qualify for other potentially more advantageous options.
Step 2
We take this information and start to determine and analyze how the many different options will affect you. We teach you the differences between each repayment option and why, or why not, certain options are available to you. This is not a one size fits all process so we work hard to re-shape the way you think about these loans and help you truly determine which options might be best for you based upon your unique circumstances.
Step 3
After we have completed our research, we are now able to start consulting you on what repayment options might be in your best interest. We show you a variety of calculations and a few scenario's of why that option might work out best. We also make sure to show you the negatives of each option to truly help you make an informed decision.
Step 4
It is now time to implement the options you choose. As you read above we take you through any application you need to fill out. We assist you in finding the proper forms and we'll even walk you through the application or certification forms process. We are here to help you every step of the way and help you repay your loans in the most efficient way possible.